Call reports 2002
TARBORO SAVINGS BANK, SSB — 2002
What TARBORO SAVINGS BANK, SSB reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 35,613,000 | 36,274,000 | 36,454,000 | 35,655,000 |
| Total loans | 29,727,000 | 29,678,000 | 28,891,000 | 28,442,000 |
| Allowance for loan losses | 55,000 | 55,000 | 55,000 | 60,000 |
| Securities available for sale | 873,000 | 839,000 | 767,000 | 809,000 |
| Securities held to maturity | 1,777,000 | 1,761,000 | 1,746,000 | 1,957,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,487,000 | 31,115,000 | 31,279,000 | 30,412,000 |
| Interest-bearing deposits | 30,463,000 | 31,057,000 | 31,180,000 | 30,412,000 |
| Noninterest-bearing deposits | 24,000 | 58,000 | 99,000 | 0 |
| Equity capital | 4,702,000 | 4,739,000 | 4,756,000 | 4,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 561,000 | 1,112,000 | 1,668,000 | 2,208,000 |
| Interest expense | 307,000 | 604,000 | 895,000 | 1,164,000 |
| Net interest income | 254,000 | 508,000 | 773,000 | 1,044,000 |
| Noninterest income | 14,000 | 20,000 | 25,000 | 32,000 |
| Noninterest expense | 162,000 | 331,000 | 503,000 | 736,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 106,000 | 197,000 | 295,000 | 335,000 |
| Income tax | 39,000 | 71,000 | 108,000 | 118,000 |
| Net income | 67,000 | 126,000 | 187,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,169,000 | 4,227,000 | 4,289,000 | 4,318,000 |
| Total capital | 4,611,000 | 4,654,000 | 4,683,000 | 4,736,000 |
| Risk-weighted assets | 16,752,000 | 16,836,000 | 16,629,000 | 16,345,000 |