Call reports 2001
TARBORO SAVINGS BANK, SSB — 2001
What TARBORO SAVINGS BANK, SSB reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,457,000 | 34,028,000 | 34,000,000 | 34,605,000 |
| Total loans | 27,218,000 | 28,638,000 | 29,208,000 | 29,909,000 |
| Allowance for loan losses | 50,000 | 50,000 | 50,000 | 55,000 |
| Securities available for sale | 898,000 | 969,000 | 896,000 | 901,000 |
| Securities held to maturity | 1,895,000 | 1,844,000 | 1,828,000 | 1,794,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,505,000 | 28,959,000 | 28,957,000 | 29,546,000 |
| Interest-bearing deposits | 27,361,000 | 28,902,000 | 28,868,000 | 27,028,000 |
| Noninterest-bearing deposits | 2,144,000 | 57,000 | 89,000 | 2,518,000 |
| Equity capital | 4,564,000 | 4,644,000 | 4,633,000 | 4,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 580,000 | 1,154,000 | 1,720,000 | 2,295,000 |
| Interest expense | 390,000 | 761,000 | 1,113,000 | 1,445,000 |
| Net interest income | 190,000 | 393,000 | 607,000 | 850,000 |
| Noninterest income | 6,000 | 16,000 | 22,000 | 27,000 |
| Noninterest expense | 170,000 | 331,000 | 501,000 | 724,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 26,000 | 78,000 | 128,000 | 148,000 |
| Income tax | 6,000 | 22,000 | 37,000 | 41,000 |
| Net income | 20,000 | 56,000 | 91,000 | 107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,015,000 | 4,051,000 | 4,086,000 | 4,103,000 |
| Total capital | 4,463,000 | 4,531,000 | 4,533,000 | 4,558,000 |
| Risk-weighted assets | 16,587,000 | 17,462,000 | 17,483,000 | 16,664,000 |