Call reports 2009
FIRST PIEDMONT BANK — 2009
What FIRST PIEDMONT BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Total assets | 124,087,000 | 114,113,000 |
| Total loans | 73,702,000 | 70,759,000 |
| Allowance for loan losses | 1,893,000 | 1,149,000 |
| Securities available for sale | 13,243,000 | 13,075,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 116,397,000 | 108,499,000 |
| Interest-bearing deposits | 110,116,000 | 102,878,000 |
| Noninterest-bearing deposits | 6,281,000 | 5,621,000 |
| Equity capital | 5,213,000 | 3,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Interest income | 965,000 | 2,086,000 |
| Interest expense | 1,017,000 | 1,974,000 |
| Net interest income | -52,000 | 112,000 |
| Noninterest income | -488,000 | -1,781,000 |
| Noninterest expense | 853,000 | 1,770,000 |
| Provision for loan losses | 492,000 | 579,000 |
| Pretax income | -1,848,000 | -3,981,000 |
| Income tax | -1,168,000 | -1,168,000 |
| Net income | -680,000 | -2,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Tier 1 capital | 5,165,000 | 3,032,000 |
| Total capital | 6,462,000 | 4,181,000 |
| Risk-weighted assets | 103,191,000 | 92,646,000 |