Call reports 2001
FIRST PIEDMONT BANK — 2001
What FIRST PIEDMONT BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 52,824,000 | 52,135,000 | 53,393,000 | 55,203,000 |
| Total loans | 38,901,000 | 37,890,000 | 38,758,000 | 39,727,000 |
| Allowance for loan losses | 669,000 | 670,000 | 673,000 | 679,000 |
| Securities available for sale | 9,489,000 | 9,454,000 | 9,499,000 | 10,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,235,000 | 44,480,000 | 45,501,000 | 47,324,000 |
| Interest-bearing deposits | 40,718,000 | 39,788,000 | 41,246,000 | 41,728,000 |
| Noninterest-bearing deposits | 4,517,000 | 4,692,000 | 4,255,000 | 5,596,000 |
| Equity capital | 7,271,000 | 7,398,000 | 7,616,000 | 7,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,196,000 | 2,325,000 | 3,432,000 | 4,523,000 |
| Interest expense | 628,000 | 1,217,000 | 1,762,000 | 2,247,000 |
| Net interest income | 568,000 | 1,108,000 | 1,670,000 | 2,276,000 |
| Noninterest income | 26,000 | 64,000 | 118,000 | 177,000 |
| Noninterest expense | 372,000 | 795,000 | 1,227,000 | 1,631,000 |
| Provision for loan losses | 32,000 | 32,000 | 33,000 | 38,000 |
| Pretax income | 190,000 | 355,000 | 542,000 | 798,000 |
| Income tax | 66,000 | 123,000 | 187,000 | 278,000 |
| Net income | 124,000 | 232,000 | 355,000 | 520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,203,000 | 7,311,000 | 7,434,000 | 7,600,000 |
| Total capital | 7,696,000 | 7,804,000 | 7,934,000 | 8,122,000 |
| Risk-weighted assets | 39,269,000 | 39,256,000 | 39,859,000 | 41,604,000 |