Call reports 2015
SECURITY BANK OF CALIFORNIA — 2015
What SECURITY BANK OF CALIFORNIA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 634,748,000 | 657,916,000 | 725,610,000 | 706,072,000 |
| Total loans | 451,425,000 | 464,700,000 | 473,749,000 | 463,101,000 |
| Allowance for loan losses | 6,939,000 | 7,206,000 | 7,344,000 | 7,386,000 |
| Securities available for sale | 136,486,000 | 142,367,000 | 204,766,000 | 191,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 562,456,000 | 578,475,000 | 656,172,000 | 629,797,000 |
| Interest-bearing deposits | 317,044,000 | 325,149,000 | 370,765,000 | 352,927,000 |
| Noninterest-bearing deposits | 245,412,000 | 253,326,000 | 285,407,000 | 276,870,000 |
| Equity capital | 60,487,000 | 60,696,000 | 63,459,000 | 63,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,765,000 | 12,004,000 | 18,667,000 | 25,424,000 |
| Interest expense | 398,000 | 825,000 | 1,325,000 | 1,835,000 |
| Net interest income | 5,367,000 | 11,179,000 | 17,342,000 | 23,589,000 |
| Noninterest income | 652,000 | 1,692,000 | 2,626,000 | 3,332,000 |
| Noninterest expense | 4,100,000 | 8,310,000 | 12,710,000 | 17,215,000 |
| Provision for loan losses | 393,000 | 627,000 | 704,000 | 703,000 |
| Pretax income | 1,550,000 | 4,027,000 | 6,657,000 | 9,110,000 |
| Income tax | 648,000 | 1,674,000 | 2,765,000 | 3,815,000 |
| Net income | 902,000 | 2,353,000 | 3,892,000 | 5,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,328,000 | 61,774,000 | 62,730,000 | 63,456,000 |
| Total capital | 66,751,000 | 68,333,000 | 69,587,000 | 70,201,000 |
| Risk-weighted assets | 513,145,000 | 523,927,000 | 547,864,000 | 538,813,000 |