Call reports 2014
SECURITY BANK OF CALIFORNIA — 2014
What SECURITY BANK OF CALIFORNIA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 573,411,000 | 583,665,000 | 599,128,000 | 610,997,000 |
| Total loans | 386,509,000 | 388,062,000 | 407,558,000 | 418,324,000 |
| Allowance for loan losses | 6,064,000 | 6,160,000 | 6,454,000 | 6,680,000 |
| Securities available for sale | 142,946,000 | 144,468,000 | 138,272,000 | 137,323,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 465,556,000 | 469,829,000 | 518,946,000 | 531,086,000 |
| Interest-bearing deposits | 261,160,000 | 271,140,000 | 297,165,000 | 293,593,000 |
| Noninterest-bearing deposits | 204,396,000 | 198,689,000 | 221,781,000 | 237,493,000 |
| Equity capital | 52,735,000 | 54,762,000 | 56,180,000 | 58,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,331,000 | 10,895,000 | 16,583,000 | 22,560,000 |
| Interest expense | 349,000 | 714,000 | 1,108,000 | 1,513,000 |
| Net interest income | 4,982,000 | 10,181,000 | 15,475,000 | 21,047,000 |
| Noninterest income | 841,000 | 1,625,000 | 2,284,000 | 2,977,000 |
| Noninterest expense | 3,854,000 | 7,930,000 | 11,904,000 | 15,952,000 |
| Provision for loan losses | 269,000 | 719,000 | 904,000 | 1,054,000 |
| Pretax income | 1,700,000 | 3,208,000 | 5,005,000 | 7,105,000 |
| Income tax | 707,000 | 1,336,000 | 2,104,000 | 2,957,000 |
| Net income | 993,000 | 1,872,000 | 2,901,000 | 4,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,332,000 | 57,255,000 | 58,328,000 | 59,604,000 |
| Total capital | 61,951,000 | 62,859,000 | 64,152,000 | 65,661,000 |
| Risk-weighted assets | 448,824,000 | 447,540,000 | 465,089,000 | 483,690,000 |