Call reports 2013
SECURITY BANK OF CALIFORNIA — 2013
What SECURITY BANK OF CALIFORNIA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 488,447,000 | 490,140,000 | 536,624,000 | 549,902,000 |
| Total loans | 323,903,000 | 318,987,000 | 330,042,000 | 361,199,000 |
| Allowance for loan losses | 5,999,000 | 5,942,000 | 5,567,000 | 5,742,000 |
| Securities available for sale | 126,242,000 | 130,124,000 | 157,673,000 | 143,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,720,000 | 417,387,000 | 446,998,000 | 450,408,000 |
| Interest-bearing deposits | 223,987,000 | 232,394,000 | 249,990,000 | 254,041,000 |
| Noninterest-bearing deposits | 193,733,000 | 184,993,000 | 197,008,000 | 196,367,000 |
| Equity capital | 52,820,000 | 51,353,000 | 50,105,000 | 50,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,531,000 | 9,108,000 | 14,008,000 | 19,157,000 |
| Interest expense | 343,000 | 674,000 | 1,016,000 | 1,366,000 |
| Net interest income | 4,188,000 | 8,434,000 | 12,992,000 | 17,791,000 |
| Noninterest income | 808,000 | 1,556,000 | 2,362,000 | 3,108,000 |
| Noninterest expense | 3,322,000 | 6,830,000 | 10,500,000 | 14,363,000 |
| Provision for loan losses | 300,000 | 300,000 | 650,000 | 1,082,000 |
| Pretax income | 1,495,000 | 3,018,000 | 4,362,000 | 5,715,000 |
| Income tax | 623,000 | 1,251,000 | 1,816,000 | 2,288,000 |
| Net income | 872,000 | 1,767,000 | 2,546,000 | 3,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,604,000 | 53,547,000 | 54,366,000 | 55,289,000 |
| Total capital | 57,394,000 | 58,377,000 | 59,365,000 | 60,556,000 |
| Risk-weighted assets | 381,772,000 | 385,122,000 | 399,112,000 | 420,647,000 |