Call reports 2012
SECURITY BANK OF CALIFORNIA — 2012
What SECURITY BANK OF CALIFORNIA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 446,677,000 | 455,955,000 | 485,013,000 | 479,263,000 |
| Total loans | 306,401,000 | 302,956,000 | 305,744,000 | 315,942,000 |
| Allowance for loan losses | 6,039,000 | 5,621,000 | 5,826,000 | 5,759,000 |
| Securities available for sale | 80,770,000 | 87,178,000 | 102,954,000 | 109,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 396,007,000 | 403,549,000 | 432,261,000 | 425,743,000 |
| Interest-bearing deposits | 229,355,000 | 232,218,000 | 235,736,000 | 234,280,000 |
| Noninterest-bearing deposits | 166,652,000 | 171,331,000 | 196,525,000 | 191,463,000 |
| Equity capital | 49,338,000 | 51,049,000 | 51,386,000 | 52,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,200,000 | 8,564,000 | 12,961,000 | 17,408,000 |
| Interest expense | 318,000 | 663,000 | 1,010,000 | 1,358,000 |
| Net interest income | 3,882,000 | 7,901,000 | 11,951,000 | 16,050,000 |
| Noninterest income | 394,000 | 1,218,000 | 1,654,000 | 2,351,000 |
| Noninterest expense | 3,069,000 | 6,064,000 | 8,983,000 | 11,403,000 |
| Provision for loan losses | 2,469,000 | 2,469,000 | 4,299,000 | 4,299,000 |
| Pretax income | -1,262,000 | 757,000 | 650,000 | 3,075,000 |
| Income tax | -504,000 | 331,000 | 294,000 | 1,299,000 |
| Net income | -758,000 | 426,000 | 356,000 | 1,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,024,000 | 50,242,000 | 50,222,000 | 51,687,000 |
| Total capital | 53,352,000 | 54,533,000 | 54,703,000 | 56,364,000 |
| Risk-weighted assets | 344,346,000 | 341,719,000 | 356,919,000 | 372,839,000 |