Call reports 2010
SECURITY BANK OF CALIFORNIA — 2010
What SECURITY BANK OF CALIFORNIA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 307,882,000 | 321,083,000 | 336,040,000 | 338,508,000 |
| Total loans | 261,732,000 | 267,147,000 | 264,457,000 | 280,478,000 |
| Allowance for loan losses | 5,647,000 | 5,660,000 | 5,299,000 | 5,612,000 |
| Securities available for sale | 16,714,000 | 14,197,000 | 20,506,000 | 29,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,877,000 | 276,079,000 | 293,474,000 | 290,334,000 |
| Interest-bearing deposits | 172,258,000 | 176,024,000 | 174,565,000 | 170,085,000 |
| Noninterest-bearing deposits | 91,619,000 | 100,056,000 | 118,909,000 | 120,249,000 |
| Equity capital | 40,017,000 | 40,608,000 | 41,182,000 | 46,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,297,000 | 6,800,000 | 10,304,000 | 13,848,000 |
| Interest expense | 443,000 | 858,000 | 1,259,000 | 1,632,000 |
| Net interest income | 2,854,000 | 5,942,000 | 9,045,000 | 12,216,000 |
| Noninterest income | 285,000 | 715,000 | 1,241,000 | 1,971,000 |
| Noninterest expense | 2,745,000 | 5,505,000 | 8,274,000 | 10,584,000 |
| Provision for loan losses | -9,000 | -17,000 | 50,000 | 1,462,000 |
| Pretax income | 403,000 | 1,169,000 | 1,962,000 | 2,288,000 |
| Income tax | 201,000 | 553,000 | 916,000 | 1,086,000 |
| Net income | 202,000 | 616,000 | 1,046,000 | 1,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,967,000 | 40,469,000 | 40,997,000 | 47,242,000 |
| Total capital | 43,641,000 | 44,222,000 | 44,709,000 | 51,112,000 |
| Risk-weighted assets | 291,751,000 | 298,165,000 | 295,230,000 | 307,621,000 |