Call reports 2009
SECURITY BANK OF CALIFORNIA — 2009
What SECURITY BANK OF CALIFORNIA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 257,608,000 | 278,615,000 | 308,398,000 | 314,734,000 |
| Total loans | 218,194,000 | 235,049,000 | 256,974,000 | 271,548,000 |
| Allowance for loan losses | 3,018,000 | 3,310,000 | 3,566,000 | 5,698,000 |
| Securities available for sale | 5,158,000 | 3,451,000 | 5,924,000 | 13,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,125,000 | 227,681,000 | 263,204,000 | 271,531,000 |
| Interest-bearing deposits | 142,674,000 | 156,873,000 | 177,824,000 | 173,799,000 |
| Noninterest-bearing deposits | 61,451,000 | 70,808,000 | 85,380,000 | 97,732,000 |
| Equity capital | 41,170,000 | 41,329,000 | 41,587,000 | 39,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,515,000 | 5,433,000 | 8,510,000 | 11,743,000 |
| Interest expense | 526,000 | 1,014,000 | 1,513,000 | 2,018,000 |
| Net interest income | 1,989,000 | 4,419,000 | 6,997,000 | 9,725,000 |
| Noninterest income | 290,000 | 648,000 | 1,006,000 | 1,385,000 |
| Noninterest expense | 2,503,000 | 4,695,000 | 7,011,000 | 9,502,000 |
| Provision for loan losses | 672,000 | 964,000 | 1,287,000 | 5,133,000 |
| Pretax income | -796,000 | -492,000 | -195,000 | -3,425,000 |
| Income tax | -309,000 | -129,000 | 32,000 | -1,266,000 |
| Net income | -487,000 | -363,000 | -227,000 | -2,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,157,000 | 41,342,000 | 41,550,000 | 39,691,000 |
| Total capital | 44,320,000 | 44,769,000 | 45,146,000 | 43,474,000 |
| Risk-weighted assets | 252,934,000 | 274,076,000 | 287,587,000 | 300,576,000 |