Call reports 2008
SECURITY BANK OF CALIFORNIA — 2008
What SECURITY BANK OF CALIFORNIA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 202,272,000 | 207,826,000 | 237,549,000 | 238,859,000 |
| Total loans | 164,192,000 | 181,152,000 | 191,137,000 | 207,352,000 |
| Allowance for loan losses | 2,071,000 | 2,242,000 | 2,321,000 | 2,583,000 |
| Securities available for sale | 3,035,000 | 2,956,000 | 2,895,000 | 9,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,125,000 | 161,586,000 | 194,111,000 | 184,592,000 |
| Interest-bearing deposits | 119,135,000 | 111,835,000 | 124,179,000 | 134,473,000 |
| Noninterest-bearing deposits | 46,990,000 | 49,751,000 | 69,932,000 | 50,119,000 |
| Equity capital | 35,219,000 | 35,463,000 | 35,694,000 | 35,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,870,000 | 5,586,000 | 8,432,000 | 11,061,000 |
| Interest expense | 790,000 | 1,360,000 | 2,024,000 | 2,668,000 |
| Net interest income | 2,080,000 | 4,226,000 | 6,408,000 | 8,393,000 |
| Noninterest income | 637,000 | 882,000 | 1,051,000 | 1,245,000 |
| Noninterest expense | 2,189,000 | 4,196,000 | 6,212,000 | 8,223,000 |
| Provision for loan losses | 239,000 | 410,000 | 555,000 | 1,042,000 |
| Pretax income | 289,000 | 502,000 | 692,000 | 373,000 |
| Income tax | 0 | 0 | 0 | -238,000 |
| Net income | 289,000 | 502,000 | 692,000 | 611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,198,000 | 35,489,000 | 35,756,000 | 35,754,000 |
| Total capital | 37,424,000 | 37,886,000 | 38,237,000 | 38,497,000 |
| Risk-weighted assets | 195,937,000 | 211,396,000 | 227,188,000 | 234,796,000 |