Call reports 2007
SECURITY BANK OF CALIFORNIA — 2007
What SECURITY BANK OF CALIFORNIA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 137,902,000 | 156,616,000 | 191,827,000 | 193,891,000 |
| Total loans | 96,851,000 | 121,214,000 | 131,454,000 | 146,587,000 |
| Allowance for loan losses | 1,210,000 | 1,515,000 | 1,650,000 | 1,832,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,375,000 | 121,816,000 | 156,524,000 | 157,842,000 |
| Interest-bearing deposits | 73,655,000 | 89,649,000 | 114,323,000 | 113,471,000 |
| Noninterest-bearing deposits | 29,720,000 | 32,167,000 | 42,201,000 | 44,371,000 |
| Equity capital | 33,741,000 | 34,016,000 | 34,361,000 | 34,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,105,000 | 4,633,000 | 7,554,000 | 10,700,000 |
| Interest expense | 561,000 | 1,286,000 | 2,210,000 | 3,230,000 |
| Net interest income | 1,544,000 | 3,347,000 | 5,344,000 | 7,470,000 |
| Noninterest income | 381,000 | 534,000 | 687,000 | 1,246,000 |
| Noninterest expense | 1,634,000 | 3,215,000 | 5,093,000 | 7,298,000 |
| Provision for loan losses | 206,000 | 511,000 | 646,000 | 828,000 |
| Pretax income | 85,000 | 155,000 | 292,000 | 590,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 85,000 | 154,000 | 291,000 | 589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,741,000 | 34,016,000 | 34,361,000 | 34,833,000 |
| Total capital | 35,058,000 | 35,646,000 | 36,011,000 | 36,802,000 |
| Risk-weighted assets | 122,036,000 | 145,824,000 | 163,979,000 | 177,977,000 |