Call reports 2006
SECURITY BANK OF CALIFORNIA — 2006
What SECURITY BANK OF CALIFORNIA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 76,094,000 | 90,253,000 | 109,958,000 | 117,019,000 |
| Total loans | 49,610,000 | 59,125,000 | 69,843,000 | 80,319,000 |
| Allowance for loan losses | 620,000 | 740,000 | 874,000 | 1,004,000 |
| Securities available for sale | 14,057,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,600,000 | 74,615,000 | 94,053,000 | 82,347,000 |
| Interest-bearing deposits | 49,516,000 | 58,137,000 | 74,445,000 | 60,457,000 |
| Noninterest-bearing deposits | 11,084,000 | 16,478,000 | 19,608,000 | 21,890,000 |
| Equity capital | 15,079,000 | 14,988,000 | 15,011,000 | 33,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,050,000 | 2,394,000 | 4,032,000 | 5,852,000 |
| Interest expense | 347,000 | 752,000 | 1,264,000 | 1,835,000 |
| Net interest income | 703,000 | 1,642,000 | 2,768,000 | 4,017,000 |
| Noninterest income | 265,000 | 470,000 | 663,000 | 978,000 |
| Noninterest expense | 1,197,000 | 2,441,000 | 3,732,000 | 5,122,000 |
| Provision for loan losses | 242,000 | 362,000 | 496,000 | 626,000 |
| Pretax income | -471,000 | -691,000 | -797,000 | -753,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -471,000 | -692,000 | -798,000 | -754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,079,000 | 14,988,000 | 15,011,000 | 33,446,000 |
| Total capital | 15,699,000 | 15,805,000 | 15,975,000 | 34,557,000 |
| Risk-weighted assets | 66,530,000 | 72,636,000 | 90,968,000 | 102,756,000 |