Call reports 2005
SECURITY BANK OF CALIFORNIA — 2005
What SECURITY BANK OF CALIFORNIA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Total assets | 24,510,000 | 41,859,000 | 67,222,000 |
| Total loans | 4,223,000 | 21,737,000 | 31,308,000 |
| Allowance for loan losses | 35,000 | 180,000 | 378,000 |
| Securities available for sale | 13,000,000 | 8,105,000 | 25,220,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 5,601,000 | 25,593,000 | 51,446,000 |
| Interest-bearing deposits | 5,402,000 | 20,810,000 | 44,353,000 |
| Noninterest-bearing deposits | 199,000 | 4,783,000 | 7,093,000 |
| Equity capital | 16,926,000 | 16,035,000 | 15,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Interest income | 131,000 | 483,000 | 1,189,000 |
| Interest expense | 1,000 | 86,000 | 347,000 |
| Net interest income | 130,000 | 397,000 | 842,000 |
| Noninterest income | 0 | 145,000 | 370,000 |
| Noninterest expense | 768,000 | 1,827,000 | 2,914,000 |
| Provision for loan losses | 35,000 | 180,000 | 378,000 |
| Pretax income | -673,000 | -1,465,000 | -2,080,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -673,000 | -1,465,000 | -2,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Tier 1 capital | 16,926,000 | 16,035,000 | 15,420,000 |
| Total capital | 16,961,000 | 16,215,000 | 15,798,000 |
| Risk-weighted assets | 9,643,000 | 27,065,000 | 40,440,000 |