Call reports 2025
KENNEBUNK SAVINGS BANK — 2025
What KENNEBUNK SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,900,245,000 | 1,933,479,000 | 1,968,109,000 | 2,015,501,000 |
| Total loans | 1,529,828,000 | 1,559,292,000 | 1,601,678,000 | 1,650,146,000 |
| Allowance for loan losses | 16,819,000 | 16,896,000 | 17,840,000 | 18,251,000 |
| Securities available for sale | 227,822,000 | 224,416,000 | 223,022,000 | 219,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,610,029,000 | 1,642,187,000 | 1,692,945,000 | 1,628,202,000 |
| Interest-bearing deposits | 946,511,000 | 940,786,000 | 959,100,000 | 927,643,000 |
| Noninterest-bearing deposits | 663,518,000 | 701,401,000 | 733,845,000 | 700,559,000 |
| Equity capital | 160,439,000 | 165,281,000 | 172,813,000 | 181,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 21,403,000 | 43,795,000 | 67,508,000 | 91,839,000 |
| Interest expense | 6,620,000 | 13,609,000 | 20,334,000 | 27,209,000 |
| Net interest income | 14,783,000 | 30,186,000 | 47,174,000 | 64,630,000 |
| Noninterest income | 2,959,000 | 5,938,000 | 9,156,000 | 12,710,000 |
| Noninterest expense | 14,068,000 | 28,192,000 | 42,329,000 | 57,112,000 |
| Provision for loan losses | 300,000 | 375,000 | 1,366,000 | 1,777,000 |
| Pretax income | 3,391,000 | 7,430,000 | 12,788,000 | 18,380,000 |
| Income tax | 691,000 | 1,529,000 | 2,684,000 | 3,767,000 |
| Net income | 2,700,000 | 5,901,000 | 10,104,000 | 14,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 202,687,000 | 205,918,000 | 210,153,000 | 214,693,000 |