Call reports 2024
KENNEBUNK SAVINGS BANK — 2024
What KENNEBUNK SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,806,517,000 | 1,848,882,000 | 1,856,523,000 | 1,867,411,000 |
| Total loans | 1,429,824,000 | 1,470,585,000 | 1,476,973,000 | 1,503,019,000 |
| Allowance for loan losses | 17,204,000 | 16,506,000 | 16,521,000 | 16,566,000 |
| Securities available for sale | 243,843,000 | 240,057,000 | 243,922,000 | 226,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,572,488,000 | 1,607,298,000 | 1,649,721,000 | 1,626,222,000 |
| Interest-bearing deposits | 934,198,000 | 954,342,000 | 947,714,000 | 942,531,000 |
| Noninterest-bearing deposits | 638,290,000 | 652,956,000 | 702,007,000 | 683,691,000 |
| Equity capital | 144,426,000 | 147,977,000 | 158,562,000 | 153,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 19,091,000 | 38,785,000 | 60,003,000 | 81,331,000 |
| Interest expense | 6,580,000 | 13,585,000 | 20,433,000 | 26,568,000 |
| Net interest income | 12,511,000 | 25,200,000 | 39,570,000 | 54,763,000 |
| Noninterest income | 2,801,000 | 6,054,000 | 9,242,000 | 12,335,000 |
| Noninterest expense | 13,713,000 | 27,211,000 | 40,966,000 | 55,177,000 |
| Provision for loan losses | 250,000 | -461,000 | -461,000 | -412,000 |
| Pretax income | 1,535,000 | 4,247,000 | 8,014,000 | 12,260,000 |
| Income tax | 263,000 | 894,000 | 1,690,000 | 2,686,000 |
| Net income | 1,272,000 | 3,353,000 | 6,324,000 | 9,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 190,056,000 | 193,658,000 | 196,675,000 | 199,956,000 |