Call reports 2023
KENNEBUNK SAVINGS BANK — 2023
What KENNEBUNK SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,853,851,000 | 1,812,064,000 | 1,813,189,000 | 1,825,832,000 |
| Total loans | 1,379,139,000 | 1,384,852,000 | 1,407,387,000 | 1,419,984,000 |
| Allowance for loan losses | 15,488,000 | 16,114,000 | 16,726,000 | 16,950,000 |
| Securities available for sale | 317,112,000 | 277,371,000 | 260,067,000 | 250,897,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,620,191,000 | 1,600,851,000 | 1,662,459,000 | 1,598,543,000 |
| Interest-bearing deposits | 932,979,000 | 922,315,000 | 938,216,000 | 911,641,000 |
| Noninterest-bearing deposits | 687,212,000 | 678,536,000 | 724,243,000 | 686,902,000 |
| Equity capital | 141,179,000 | 137,010,000 | 130,802,000 | 144,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 17,124,000 | 35,106,000 | 53,475,000 | 72,327,000 |
| Interest expense | 2,865,000 | 7,659,000 | 12,768,000 | 18,522,000 |
| Net interest income | 14,259,000 | 27,447,000 | 40,707,000 | 53,805,000 |
| Noninterest income | 2,660,000 | 5,405,000 | 8,144,000 | 12,473,000 |
| Noninterest expense | 13,800,000 | 27,734,000 | 40,864,000 | 53,951,000 |
| Provision for loan losses | 625,000 | 1,250,000 | 1,875,000 | 2,083,000 |
| Pretax income | 2,540,000 | 1,234,000 | 3,573,000 | 5,297,000 |
| Income tax | 542,000 | 257,000 | 757,000 | 1,276,000 |
| Net income | 1,998,000 | 977,000 | 2,816,000 | 4,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 188,577,000 | 190,434,000 | 191,984,000 | 193,494,000 |