Call reports 2022
KENNEBUNK SAVINGS BANK — 2022
What KENNEBUNK SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,784,835,000 | 1,796,670,000 | 1,877,331,000 | 1,843,469,000 |
| Total loans | 1,223,389,000 | 1,263,224,000 | 1,297,056,000 | 1,335,612,000 |
| Allowance for loan losses | 14,901,000 | 14,901,000 | 13,557,000 | 13,555,000 |
| Securities available for sale | 393,337,000 | 363,943,000 | 339,954,000 | 317,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,619,076,000 | 1,641,103,000 | 1,697,083,000 | 1,640,586,000 |
| Interest-bearing deposits | 931,329,000 | 896,881,000 | 906,018,000 | 876,418,000 |
| Noninterest-bearing deposits | 687,747,000 | 744,222,000 | 791,065,000 | 764,168,000 |
| Equity capital | 148,181,000 | 138,141,000 | 131,833,000 | 136,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 14,129,000 | 28,728,000 | 44,508,000 | 61,914,000 |
| Interest expense | 317,000 | 610,000 | 896,000 | 1,997,000 |
| Net interest income | 13,812,000 | 28,118,000 | 43,612,000 | 59,917,000 |
| Noninterest income | 2,577,000 | 5,293,000 | 7,999,000 | 10,666,000 |
| Noninterest expense | 13,145,000 | 26,009,000 | 38,862,000 | 52,009,000 |
| Provision for loan losses | 0 | 0 | -1,500,000 | -1,500,000 |
| Pretax income | 2,735,000 | 6,683,000 | 13,550,000 | 17,340,000 |
| Income tax | 558,000 | 1,367,000 | 2,818,000 | 3,742,000 |
| Net income | 2,177,000 | 5,316,000 | 10,732,000 | 13,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 179,406,000 | 182,544,000 | 187,978,000 | 187,982,000 |