Call reports 2021
KENNEBUNK SAVINGS BANK — 2021
What KENNEBUNK SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,642,297,000 | 1,722,968,000 | 1,843,093,000 | 1,825,648,000 |
| Total loans | 1,168,329,000 | 1,204,193,000 | 1,200,364,000 | 1,191,301,000 |
| Allowance for loan losses | 21,453,000 | 21,435,000 | 20,284,000 | 14,896,000 |
| Securities available for sale | 220,975,000 | 284,652,000 | 398,384,000 | 428,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,478,115,000 | 1,555,408,000 | 1,671,917,000 | 1,651,702,000 |
| Interest-bearing deposits | 848,557,000 | 872,608,000 | 927,757,000 | 930,908,000 |
| Noninterest-bearing deposits | 629,558,000 | 682,800,000 | 744,160,000 | 720,794,000 |
| Equity capital | 154,523,000 | 158,127,000 | 161,725,000 | 165,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 13,464,000 | 26,772,000 | 40,929,000 | 55,268,000 |
| Interest expense | 358,000 | 664,000 | 973,000 | 1,290,000 |
| Net interest income | 13,106,000 | 26,108,000 | 39,956,000 | 53,978,000 |
| Noninterest income | 2,438,000 | 5,688,000 | 8,576,000 | 11,452,000 |
| Noninterest expense | 10,759,000 | 21,985,000 | 33,780,000 | 47,266,000 |
| Provision for loan losses | 1,250,000 | 1,250,000 | 0 | -5,000,000 |
| Pretax income | 3,366,000 | 8,381,000 | 14,585,000 | 22,988,000 |
| Income tax | 667,000 | 1,689,000 | 2,995,000 | 4,758,000 |
| Net income | 2,699,000 | 6,692,000 | 11,590,000 | 18,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,043,000 | 165,967,000 | 170,649,000 | 176,351,000 |