Call reports 2020
KENNEBUNK SAVINGS BANK — 2020
What KENNEBUNK SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,327,262,000 | 1,466,260,000 | 1,548,581,000 | 1,548,388,000 |
| Total loans | 1,063,599,000 | 1,165,552,000 | 1,165,021,000 | 1,146,192,000 |
| Allowance for loan losses | 10,313,000 | 12,945,000 | 16,544,000 | 20,208,000 |
| Securities available for sale | 113,528,000 | 116,636,000 | 123,890,000 | 136,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,134,221,000 | 1,291,047,000 | 1,379,794,000 | 1,387,145,000 |
| Interest-bearing deposits | 720,642,000 | 772,714,000 | 817,061,000 | 819,752,000 |
| Noninterest-bearing deposits | 413,579,000 | 518,333,000 | 562,733,000 | 567,393,000 |
| Equity capital | 147,995,000 | 150,829,000 | 152,067,000 | 153,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,562,000 | 25,361,000 | 38,234,000 | 51,223,000 |
| Interest expense | 1,172,000 | 1,750,000 | 2,262,000 | 2,684,000 |
| Net interest income | 11,390,000 | 23,611,000 | 35,972,000 | 48,539,000 |
| Noninterest income | 2,661,000 | 5,362,000 | 8,444,000 | 11,717,000 |
| Noninterest expense | 10,973,000 | 20,943,000 | 31,467,000 | 42,543,000 |
| Provision for loan losses | 375,000 | 3,000,000 | 6,501,000 | 10,002,000 |
| Pretax income | 2,125,000 | 4,792,000 | 6,394,000 | 7,869,000 |
| Income tax | 423,000 | 942,000 | 1,365,000 | 1,741,000 |
| Net income | 1,702,000 | 3,850,000 | 5,029,000 | 6,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,010,000 | 157,273,000 | 158,462,000 | 159,584,000 |