Call reports 2019
KENNEBUNK SAVINGS BANK — 2019
What KENNEBUNK SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,234,242,000 | 1,262,756,000 | 1,317,352,000 | 1,326,464,000 |
| Total loans | 1,013,212,000 | 1,039,913,000 | 1,053,859,000 | 1,057,355,000 |
| Allowance for loan losses | 9,153,000 | 9,529,000 | 9,850,000 | 9,914,000 |
| Securities available for sale | 123,160,000 | 116,554,000 | 119,384,000 | 110,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,047,773,000 | 1,112,708,000 | 1,154,441,000 | 1,144,814,000 |
| Interest-bearing deposits | 690,318,000 | 738,033,000 | 731,567,000 | 740,613,000 |
| Noninterest-bearing deposits | 357,455,000 | 374,675,000 | 422,874,000 | 404,201,000 |
| Equity capital | 135,608,000 | 138,785,000 | 141,773,000 | 145,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 12,426,000 | 25,304,000 | 38,384,000 | 51,481,000 |
| Interest expense | 1,236,000 | 2,757,000 | 4,293,000 | 5,746,000 |
| Net interest income | 11,190,000 | 22,547,000 | 34,091,000 | 45,735,000 |
| Noninterest income | 2,429,000 | 4,865,000 | 7,251,000 | 10,179,000 |
| Noninterest expense | 10,902,000 | 21,521,000 | 32,071,000 | 42,643,000 |
| Provision for loan losses | 350,000 | 650,000 | 950,000 | 1,000,000 |
| Pretax income | 2,860,000 | 5,776,000 | 9,068,000 | 12,926,000 |
| Income tax | 432,000 | 1,235,000 | 1,844,000 | 2,603,000 |
| Net income | 2,428,000 | 4,541,000 | 7,224,000 | 10,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,264,000 | 147,544,000 | 149,689,000 | 153,240,000 |
| Total capital | 154,633,000 | 157,289,000 | 159,754,000 | 163,369,000 |
| Risk-weighted assets | 1,005,804,000 | 1,026,072,000 | 1,036,308,000 | 1,037,500,000 |