Call reports 2018
KENNEBUNK SAVINGS BANK — 2018
What KENNEBUNK SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,167,484,000 | 1,190,729,000 | 1,222,157,000 | 1,249,639,000 |
| Total loans | 950,175,000 | 973,816,000 | 982,787,000 | 1,004,638,000 |
| Allowance for loan losses | 8,406,000 | 8,644,000 | 8,922,000 | 9,317,000 |
| Securities available for sale | 120,820,000 | 119,563,000 | 115,461,000 | 123,201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,020,408,000 | 1,022,148,000 | 1,082,414,000 | 1,058,379,000 |
| Interest-bearing deposits | 672,777,000 | 673,481,000 | 704,503,000 | 689,536,000 |
| Noninterest-bearing deposits | 347,631,000 | 348,667,000 | 377,911,000 | 368,843,000 |
| Equity capital | 126,205,000 | 128,449,000 | 130,586,000 | 132,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,890,000 | 22,379,000 | 34,355,000 | 46,713,000 |
| Interest expense | 569,000 | 1,381,000 | 2,117,000 | 2,932,000 |
| Net interest income | 10,321,000 | 20,998,000 | 32,238,000 | 43,781,000 |
| Noninterest income | 2,257,000 | 4,568,000 | 6,882,000 | 9,108,000 |
| Noninterest expense | 10,031,000 | 19,670,000 | 29,518,000 | 39,358,000 |
| Provision for loan losses | 300,000 | 600,000 | 850,000 | 1,380,000 |
| Pretax income | 2,236,000 | 5,285,000 | 8,741,000 | 12,160,000 |
| Income tax | 20,000 | 609,000 | 1,346,000 | 1,640,000 |
| Net income | 2,216,000 | 4,676,000 | 7,395,000 | 10,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,296,000 | 137,760,000 | 140,413,000 | 142,619,000 |
| Total capital | 144,046,000 | 146,748,000 | 149,679,000 | 152,151,000 |
| Risk-weighted assets | 952,302,000 | 966,674,000 | 975,098,000 | 1,002,796,000 |