Call reports 2017
KENNEBUNK SAVINGS BANK — 2017
What KENNEBUNK SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,122,173,000 | 1,143,234,000 | 1,153,250,000 | 1,148,654,000 |
| Total loans | 900,853,000 | 919,204,000 | 917,122,000 | 929,728,000 |
| Allowance for loan losses | 7,447,000 | 7,562,000 | 7,985,000 | 8,174,000 |
| Securities available for sale | 132,813,000 | 132,346,000 | 128,719,000 | 124,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 959,783,000 | 977,850,000 | 1,023,970,000 | 989,482,000 |
| Interest-bearing deposits | 627,074,000 | 619,498,000 | 654,910,000 | 635,384,000 |
| Noninterest-bearing deposits | 332,709,000 | 358,352,000 | 369,060,000 | 354,098,000 |
| Equity capital | 116,621,000 | 119,443,000 | 121,913,000 | 124,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,315,000 | 20,980,000 | 31,924,000 | 42,839,000 |
| Interest expense | 472,000 | 1,008,000 | 1,455,000 | 1,886,000 |
| Net interest income | 9,843,000 | 19,972,000 | 30,469,000 | 40,953,000 |
| Noninterest income | 2,771,000 | 5,378,000 | 7,919,000 | 10,153,000 |
| Noninterest expense | 9,892,000 | 19,679,000 | 28,658,000 | 38,276,000 |
| Provision for loan losses | 150,000 | 300,000 | 650,000 | 800,000 |
| Pretax income | 2,572,000 | 5,358,000 | 9,064,000 | 12,014,000 |
| Income tax | 844,000 | 1,665,000 | 2,673,000 | 4,306,000 |
| Net income | 1,728,000 | 3,693,000 | 6,391,000 | 7,708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,664,000 | 127,748,000 | 130,424,000 | 133,291,000 |
| Total capital | 133,455,000 | 135,654,000 | 138,754,000 | 141,809,000 |
| Risk-weighted assets | 917,642,000 | 902,863,000 | 904,320,000 | 925,094,000 |