Call reports 2015
KENNEBUNK SAVINGS BANK — 2015
What KENNEBUNK SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 947,268,000 | 963,406,000 | 1,004,768,000 | 981,489,000 |
| Total loans | 786,460,000 | 808,096,000 | 816,367,000 | 810,351,000 |
| Allowance for loan losses | 7,159,000 | 7,696,000 | 7,759,000 | 7,000,000 |
| Securities available for sale | 91,807,000 | 84,114,000 | 88,635,000 | 88,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 803,338,000 | 827,190,000 | 885,648,000 | 861,432,000 |
| Interest-bearing deposits | 554,806,000 | 559,941,000 | 578,716,000 | 571,245,000 |
| Noninterest-bearing deposits | 248,532,000 | 267,249,000 | 306,932,000 | 290,187,000 |
| Equity capital | 105,098,000 | 106,111,000 | 108,401,000 | 109,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,097,000 | 18,443,000 | 28,107,000 | 37,939,000 |
| Interest expense | 385,000 | 782,000 | 1,156,000 | 1,539,000 |
| Net interest income | 8,712,000 | 17,661,000 | 26,951,000 | 36,400,000 |
| Noninterest income | 2,433,000 | 4,948,000 | 7,454,000 | 9,726,000 |
| Noninterest expense | 8,972,000 | 18,119,000 | 27,204,000 | 36,850,000 |
| Provision for loan losses | 100,000 | 200,000 | 267,000 | -436,000 |
| Pretax income | 2,073,000 | 4,290,000 | 7,229,000 | 10,008,000 |
| Income tax | 533,000 | 1,239,000 | 2,183,000 | 2,852,000 |
| Net income | 1,540,000 | 3,051,000 | 5,046,000 | 7,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,814,000 | 112,315,000 | 114,271,000 | 116,419,000 |
| Total capital | 118,318,000 | 120,356,000 | 122,374,000 | 123,763,000 |
| Risk-weighted assets | 788,408,000 | 816,252,000 | 832,937,000 | 830,212,000 |