Call reports 2014
KENNEBUNK SAVINGS BANK — 2014
What KENNEBUNK SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 893,578,000 | 907,031,000 | 949,014,000 | 922,234,000 |
| Total loans | 753,158,000 | 762,226,000 | 769,405,000 | 775,085,000 |
| Allowance for loan losses | 7,094,000 | 7,112,000 | 6,993,000 | 7,112,000 |
| Securities available for sale | 72,834,000 | 77,761,000 | 77,861,000 | 75,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 754,015,000 | 774,506,000 | 832,208,000 | 795,059,000 |
| Interest-bearing deposits | 539,754,000 | 537,754,000 | 573,706,000 | 542,867,000 |
| Noninterest-bearing deposits | 214,261,000 | 236,752,000 | 258,502,000 | 252,192,000 |
| Equity capital | 101,668,000 | 104,284,000 | 106,231,000 | 103,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,790,000 | 17,974,000 | 27,128,000 | 36,780,000 |
| Interest expense | 424,000 | 858,000 | 1,274,000 | 1,676,000 |
| Net interest income | 8,366,000 | 17,116,000 | 25,854,000 | 35,104,000 |
| Noninterest income | 2,490,000 | 5,002,000 | 7,529,000 | 9,909,000 |
| Noninterest expense | 7,987,000 | 16,216,000 | 24,428,000 | 33,204,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 2,856,000 | 5,725,000 | 8,778,000 | 11,343,000 |
| Income tax | 916,000 | 1,830,000 | 2,818,000 | 3,443,000 |
| Net income | 1,940,000 | 3,895,000 | 5,960,000 | 7,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,416,000 | 105,414,000 | 107,461,000 | 109,381,000 |
| Total capital | 110,853,000 | 112,870,000 | 114,798,000 | 116,838,000 |
| Risk-weighted assets | 731,981,000 | 739,550,000 | 749,873,000 | 757,232,000 |