Call reports 2011
KENNEBUNK SAVINGS BANK — 2011
What KENNEBUNK SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 783,244,000 | 813,635,000 | 832,570,000 | 821,387,000 |
| Total loans | 641,120,000 | 649,893,000 | 655,209,000 | 672,155,000 |
| Allowance for loan losses | 10,966,000 | 10,647,000 | 10,517,000 | 9,780,000 |
| Securities available for sale | 79,782,000 | 86,453,000 | 81,051,000 | 78,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 629,311,000 | 630,678,000 | 676,385,000 | 660,634,000 |
| Interest-bearing deposits | 496,971,000 | 487,739,000 | 505,091,000 | 498,421,000 |
| Noninterest-bearing deposits | 132,340,000 | 142,939,000 | 171,294,000 | 162,213,000 |
| Equity capital | 78,877,000 | 80,370,000 | 81,957,000 | 81,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,101,000 | 18,396,000 | 27,908,000 | 37,355,000 |
| Interest expense | 1,346,000 | 2,650,000 | 3,967,000 | 5,237,000 |
| Net interest income | 7,755,000 | 15,746,000 | 23,941,000 | 32,118,000 |
| Noninterest income | 1,877,000 | 3,892,000 | 6,090,000 | 7,849,000 |
| Noninterest expense | 7,650,000 | 15,857,000 | 23,919,000 | 32,665,000 |
| Provision for loan losses | 750,000 | 1,250,000 | 1,566,000 | 1,587,000 |
| Pretax income | 1,346,000 | 2,655,000 | 4,673,000 | 6,045,000 |
| Income tax | 437,000 | 860,000 | 1,515,000 | 1,878,000 |
| Net income | 909,000 | 1,795,000 | 3,158,000 | 4,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,616,000 | 80,848,000 | 82,456,000 | 82,716,000 |
| Total capital | 87,620,000 | 88,933,000 | 90,613,000 | 91,043,000 |
| Risk-weighted assets | 637,011,000 | 643,921,000 | 649,860,000 | 664,384,000 |