Call reports 2007
KENNEBUNK SAVINGS BANK — 2007
What KENNEBUNK SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 679,827,000 | 719,275,000 | 779,022,000 | 745,471,000 |
| Total loans | 588,740,000 | 608,224,000 | 611,135,000 | 623,111,000 |
| Allowance for loan losses | 9,350,000 | 9,483,000 | 9,586,000 | 9,565,000 |
| Securities available for sale | 49,494,000 | 66,197,000 | 85,459,000 | 60,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 581,515,000 | 594,816,000 | 640,665,000 | 606,644,000 |
| Interest-bearing deposits | 507,901,000 | 506,829,000 | 536,204,000 | 513,004,000 |
| Noninterest-bearing deposits | 73,614,000 | 87,987,000 | 104,461,000 | 93,640,000 |
| Equity capital | 72,663,000 | 74,723,000 | 76,774,000 | 75,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,136,000 | 22,512,000 | 34,650,000 | 46,983,000 |
| Interest expense | 4,237,000 | 8,613,000 | 13,422,000 | 18,229,000 |
| Net interest income | 6,899,000 | 13,899,000 | 21,228,000 | 28,754,000 |
| Noninterest income | 1,775,000 | 5,052,000 | 6,835,000 | 8,528,000 |
| Noninterest expense | 6,493,000 | 12,973,000 | 19,308,000 | 26,800,000 |
| Provision for loan losses | 125,000 | 250,000 | 375,000 | 500,000 |
| Pretax income | 2,056,000 | 5,728,000 | 8,380,000 | 9,982,000 |
| Income tax | 619,000 | 1,823,000 | 2,656,000 | 3,104,000 |
| Net income | 1,437,000 | 3,905,000 | 5,724,000 | 6,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,113,000 | 72,575,000 | 74,078,000 | 74,613,000 |
| Total capital | 77,417,000 | 80,159,000 | 81,998,000 | 82,384,000 |
| Risk-weighted assets | 582,128,000 | 604,865,000 | 631,974,000 | 619,933,000 |