Call reports 2002
KENNEBUNK SAVINGS BANK — 2002
What KENNEBUNK SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 432,019,000 | 457,094,000 | 496,759,000 | 499,066,000 |
| Total loans | 323,047,000 | 344,638,000 | 358,942,000 | 371,738,000 |
| Allowance for loan losses | 5,534,000 | 5,868,000 | 6,046,000 | 6,218,000 |
| Securities available for sale | 69,583,000 | 73,501,000 | 69,517,000 | 72,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,245,000 | 404,867,000 | 442,211,000 | 442,413,000 |
| Interest-bearing deposits | 344,786,000 | 366,501,000 | 393,221,000 | 401,208,000 |
| Noninterest-bearing deposits | 32,459,000 | 38,366,000 | 48,990,000 | 41,205,000 |
| Equity capital | 39,393,000 | 41,288,000 | 43,342,000 | 44,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,234,000 | 14,793,000 | 22,647,000 | 30,350,000 |
| Interest expense | 2,158,000 | 4,288,000 | 6,474,000 | 8,417,000 |
| Net interest income | 5,076,000 | 10,505,000 | 16,173,000 | 21,933,000 |
| Noninterest income | 1,053,000 | 2,168,000 | 3,867,000 | 5,335,000 |
| Noninterest expense | 3,757,000 | 7,888,000 | 12,357,000 | 17,464,000 |
| Provision for loan losses | 173,000 | 345,000 | 517,000 | 690,000 |
| Pretax income | 2,202,000 | 4,443,000 | 6,837,000 | 8,436,000 |
| Income tax | 699,000 | 1,434,000 | 2,205,000 | 2,733,000 |
| Net income | 1,503,000 | 3,009,000 | 4,632,000 | 5,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,695,000 | 37,834,000 | 39,612,000 | 40,646,000 |
| Total capital | 40,482,000 | 41,882,000 | 43,858,000 | 45,086,000 |
| Risk-weighted assets | 301,182,000 | 322,000,000 | 337,873,000 | 353,449,000 |