Call reports 2001
KENNEBUNK SAVINGS BANK — 2001
What KENNEBUNK SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 391,967,000 | 394,771,000 | 418,169,000 | 420,545,000 |
| Total loans | 315,865,000 | 320,761,000 | 330,927,000 | 315,302,000 |
| Allowance for loan losses | 5,036,000 | 5,199,000 | 5,385,000 | 5,513,000 |
| Securities available for sale | 54,670,000 | 49,828,000 | 46,943,000 | 64,490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,785,000 | 347,032,000 | 370,042,000 | 367,050,000 |
| Interest-bearing deposits | 302,181,000 | 312,696,000 | 334,943,000 | 336,158,000 |
| Noninterest-bearing deposits | 24,604,000 | 34,336,000 | 35,099,000 | 30,892,000 |
| Equity capital | 34,241,000 | 35,535,000 | 37,064,000 | 38,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,525,000 | 15,135,000 | 22,830,000 | 30,514,000 |
| Interest expense | 3,428,000 | 6,622,000 | 9,591,000 | 12,086,000 |
| Net interest income | 4,097,000 | 8,513,000 | 13,239,000 | 18,428,000 |
| Noninterest income | 840,000 | 1,945,000 | 3,421,000 | 4,763,000 |
| Noninterest expense | 3,120,000 | 6,447,000 | 10,043,000 | 15,264,000 |
| Provision for loan losses | 160,000 | 320,000 | 479,000 | 639,000 |
| Pretax income | 1,657,000 | 3,752,000 | 6,211,000 | 7,358,000 |
| Income tax | 547,000 | 1,257,000 | 2,081,000 | 2,362,000 |
| Net income | 1,110,000 | 2,495,000 | 4,130,000 | 4,996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,227,000 | 32,690,000 | 33,864,000 | 35,317,000 |
| Total capital | 34,648,000 | 36,239,000 | 37,544,000 | 38,976,000 |
| Risk-weighted assets | 272,097,000 | 282,152,000 | 292,673,000 | 290,833,000 |