Call reports 2019
COMMERCE BANK, THE — 2019
What COMMERCE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 178,753,000 | 195,758,000 | 187,729,000 | 182,626,000 |
| Total loans | 144,388,000 | 143,799,000 | 145,098,000 | 144,000,000 |
| Allowance for loan losses | 1,475,000 | 1,476,000 | 1,473,000 | 1,473,000 |
| Securities available for sale | 12,632,000 | 12,500,000 | 12,020,000 | 11,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,287,000 | 157,801,000 | 149,180,000 | 144,313,000 |
| Interest-bearing deposits | 117,891,000 | 124,581,000 | 115,842,000 | 115,503,000 |
| Noninterest-bearing deposits | 28,396,000 | 33,220,000 | 33,338,000 | 28,810,000 |
| Equity capital | 21,672,000 | 22,173,000 | 22,583,000 | 22,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,993,000 | 4,173,000 | 6,242,000 | 8,348,000 |
| Interest expense | 476,000 | 1,044,000 | 1,539,000 | 2,171,000 |
| Net interest income | 1,517,000 | 3,129,000 | 4,703,000 | 6,177,000 |
| Noninterest income | 118,000 | 308,000 | 543,000 | 777,000 |
| Noninterest expense | 1,318,000 | 2,676,000 | 4,019,000 | 5,791,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 302,000 | 746,000 | 1,212,000 | 1,148,000 |
| Income tax | 76,000 | 193,000 | 319,000 | 296,000 |
| Net income | 226,000 | 553,000 | 893,000 | 852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,426,000 | 21,781,000 | 22,149,000 | 22,136,000 |
| Total capital | 22,901,000 | 23,257,000 | 23,622,000 | 23,609,000 |
| Risk-weighted assets | 165,353,000 | 167,360,000 | 167,610,000 | 167,453,000 |