Call reports 2018
COMMERCE BANK, THE — 2018
What COMMERCE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 180,382,000 | 185,089,000 | 176,810,000 | 182,831,000 |
| Total loans | 131,000,000 | 128,329,000 | 132,303,000 | 142,873,000 |
| Allowance for loan losses | 1,500,000 | 1,500,000 | 1,461,000 | 1,460,000 |
| Securities available for sale | 1,136,000 | 1,043,000 | 10,266,000 | 10,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,568,000 | 149,830,000 | 145,087,000 | 145,833,000 |
| Interest-bearing deposits | 117,960,000 | 110,455,000 | 108,764,000 | 112,309,000 |
| Noninterest-bearing deposits | 25,608,000 | 39,375,000 | 36,323,000 | 33,524,000 |
| Equity capital | 20,386,000 | 20,561,000 | 20,806,000 | 21,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,625,000 | 3,339,000 | 5,148,000 | 7,123,000 |
| Interest expense | 314,000 | 697,000 | 1,100,000 | 1,541,000 |
| Net interest income | 1,311,000 | 2,642,000 | 4,048,000 | 5,582,000 |
| Noninterest income | 206,000 | 442,000 | 626,000 | 789,000 |
| Noninterest expense | 1,390,000 | 2,739,000 | 3,961,000 | 5,123,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 127,000 | 345,000 | 713,000 | 1,248,000 |
| Income tax | 34,000 | 93,000 | 191,000 | 312,000 |
| Net income | 93,000 | 252,000 | 522,000 | 936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,163,000 | 20,390,000 | 20,679,000 | 21,170,000 |
| Total capital | 21,663,000 | 21,890,000 | 22,140,000 | 22,630,000 |
| Risk-weighted assets | 146,132,000 | 143,902,000 | 151,691,000 | 161,610,000 |