Call reports 2017
COMMERCE BANK, THE — 2017
What COMMERCE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 150,886,000 | 154,554,000 | 169,596,000 | 170,413,000 |
| Total loans | 108,838,000 | 116,328,000 | 126,638,000 | 128,522,000 |
| Allowance for loan losses | 1,273,000 | 1,280,000 | 1,395,000 | 1,500,000 |
| Securities available for sale | 1,567,000 | 1,449,000 | 1,344,000 | 1,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,016,000 | 117,937,000 | 132,789,000 | 133,898,000 |
| Interest-bearing deposits | 98,344,000 | 97,122,000 | 104,860,000 | 108,256,000 |
| Noninterest-bearing deposits | 18,672,000 | 20,815,000 | 27,929,000 | 25,642,000 |
| Equity capital | 20,269,000 | 20,282,000 | 20,389,000 | 20,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,309,000 | 2,722,000 | 4,302,000 | 5,932,000 |
| Interest expense | 200,000 | 434,000 | 697,000 | 980,000 |
| Net interest income | 1,109,000 | 2,288,000 | 3,605,000 | 4,952,000 |
| Noninterest income | 149,000 | 322,000 | 536,000 | 789,000 |
| Noninterest expense | 1,184,000 | 2,451,000 | 3,720,000 | 4,912,000 |
| Provision for loan losses | 70,000 | 135,000 | 250,000 | 355,000 |
| Pretax income | 4,000 | 24,000 | 171,000 | 474,000 |
| Income tax | 2,000 | 8,000 | 67,000 | 473,000 |
| Net income | 2,000 | 16,000 | 104,000 | 1,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,806,000 | 19,819,000 | 19,927,000 | 20,049,000 |
| Total capital | 21,079,000 | 21,099,000 | 21,322,000 | 21,549,000 |
| Risk-weighted assets | 115,847,000 | 122,689,000 | 136,039,000 | 144,748,000 |