Call reports 2016
COMMERCE BANK, THE — 2016
What COMMERCE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 122,611,000 | 132,513,000 | 142,794,000 | 151,355,000 |
| Total loans | 90,727,000 | 94,044,000 | 97,362,000 | 102,574,000 |
| Allowance for loan losses | 1,044,000 | 1,079,000 | 1,107,000 | 1,203,000 |
| Securities available for sale | 2,067,000 | 1,936,000 | 1,804,000 | 1,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,746,000 | 99,462,000 | 109,503,000 | 117,411,000 |
| Interest-bearing deposits | 80,381,000 | 85,256,000 | 92,327,000 | 98,944,000 |
| Noninterest-bearing deposits | 15,365,000 | 14,206,000 | 17,176,000 | 18,467,000 |
| Equity capital | 13,619,000 | 19,780,000 | 19,902,000 | 20,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,102,000 | 2,239,000 | 3,428,000 | 4,709,000 |
| Interest expense | 170,000 | 351,000 | 548,000 | 754,000 |
| Net interest income | 932,000 | 1,888,000 | 2,880,000 | 3,955,000 |
| Noninterest income | 171,000 | 394,000 | 639,000 | 897,000 |
| Noninterest expense | 922,000 | 1,769,000 | 2,753,000 | 3,733,000 |
| Provision for loan losses | 40,000 | 75,000 | 105,000 | 200,000 |
| Pretax income | 141,000 | 438,000 | 661,000 | 919,000 |
| Income tax | 61,000 | 197,000 | 300,000 | 357,000 |
| Net income | 80,000 | 241,000 | 361,000 | 562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,062,000 | 19,404,000 | 19,619,000 | 19,871,000 |
| Total capital | 14,106,000 | 20,483,000 | 20,726,000 | 21,074,000 |
| Risk-weighted assets | 96,551,000 | 96,463,000 | 102,085,000 | 106,950,000 |