Call reports 2015
COMMERCE BANK, THE — 2015
What COMMERCE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 108,224,000 | 113,079,000 | 117,333,000 | 121,952,000 |
| Total loans | 78,229,000 | 81,006,000 | 85,893,000 | 87,420,000 |
| Allowance for loan losses | 981,000 | 1,015,000 | 953,000 | 1,004,000 |
| Securities available for sale | 2,646,000 | 2,481,000 | 2,329,000 | 2,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,196,000 | 89,895,000 | 91,486,000 | 96,060,000 |
| Interest-bearing deposits | 69,574,000 | 76,396,000 | 75,801,000 | 82,409,000 |
| Noninterest-bearing deposits | 18,622,000 | 13,499,000 | 15,685,000 | 13,651,000 |
| Equity capital | 12,187,000 | 12,274,000 | 12,363,000 | 12,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 952,000 | 1,954,000 | 2,987,000 | 4,083,000 |
| Interest expense | 136,000 | 275,000 | 430,000 | 596,000 |
| Net interest income | 816,000 | 1,679,000 | 2,557,000 | 3,487,000 |
| Noninterest income | 206,000 | 432,000 | 575,000 | 758,000 |
| Noninterest expense | 814,000 | 1,706,000 | 2,591,000 | 3,332,000 |
| Provision for loan losses | 90,000 | 124,000 | 125,000 | 175,000 |
| Pretax income | 118,000 | 281,000 | 416,000 | 738,000 |
| Income tax | 49,000 | 115,000 | 170,000 | 312,000 |
| Net income | 69,000 | 166,000 | 246,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,933,000 | 11,434,000 | 11,518,000 | 11,984,000 |
| Total capital | 11,909,000 | 12,449,000 | 12,471,000 | 12,988,000 |
| Risk-weighted assets | 82,662,000 | 82,642,000 | 87,200,000 | 90,895,000 |