Call reports 2014
COMMERCE BANK, THE — 2014
What COMMERCE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 78,470,000 | 85,148,000 | 90,673,000 | 102,766,000 |
| Total loans | 57,008,000 | 64,363,000 | 68,783,000 | 72,595,000 |
| Allowance for loan losses | 872,000 | 872,000 | 872,000 | 917,000 |
| Securities available for sale | 3,288,000 | 3,114,000 | 2,931,000 | 2,793,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,147,000 | 71,048,000 | 76,021,000 | 82,675,000 |
| Interest-bearing deposits | 56,696,000 | 59,460,000 | 63,572,000 | 69,747,000 |
| Noninterest-bearing deposits | 10,451,000 | 11,588,000 | 12,449,000 | 12,928,000 |
| Equity capital | 8,628,000 | 8,848,000 | 8,810,000 | 11,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 730,000 | 1,533,000 | 2,400,000 | 3,312,000 |
| Interest expense | 88,000 | 186,000 | 294,000 | 417,000 |
| Net interest income | 642,000 | 1,347,000 | 2,106,000 | 2,895,000 |
| Noninterest income | 139,000 | 321,000 | 511,000 | 715,000 |
| Noninterest expense | 727,000 | 1,551,000 | 2,382,000 | 3,066,000 |
| Provision for loan losses | 0 | 0 | 0 | 108,000 |
| Pretax income | 54,000 | 117,000 | 235,000 | 436,000 |
| Income tax | 24,000 | 52,000 | 102,000 | 185,000 |
| Net income | 30,000 | 65,000 | 133,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,143,000 | 7,402,000 | 7,427,000 | 10,484,000 |
| Total capital | 7,843,000 | 8,150,000 | 8,220,000 | 11,323,000 |
| Risk-weighted assets | 55,792,000 | 59,768,000 | 63,356,000 | 66,974,000 |