Call reports 2013
COMMERCE BANK, THE — 2013
What COMMERCE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 67,955,000 | 69,013,000 | 69,618,000 | 78,016,000 |
| Total loans | 46,765,000 | 51,235,000 | 53,061,000 | 56,784,000 |
| Allowance for loan losses | 872,000 | 873,000 | 873,000 | 873,000 |
| Securities available for sale | 4,330,000 | 3,944,000 | 3,675,000 | 3,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,966,000 | 61,010,000 | 61,010,000 | 66,753,000 |
| Interest-bearing deposits | 51,617,000 | 51,631,000 | 51,359,000 | 54,683,000 |
| Noninterest-bearing deposits | 10,349,000 | 9,379,000 | 9,651,000 | 12,070,000 |
| Equity capital | 5,815,000 | 5,818,000 | 5,860,000 | 8,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 654,000 | 1,318,000 | 2,020,000 | 2,788,000 |
| Interest expense | 89,000 | 175,000 | 266,000 | 353,000 |
| Net interest income | 565,000 | 1,143,000 | 1,754,000 | 2,435,000 |
| Noninterest income | 314,000 | 561,000 | 732,000 | 844,000 |
| Noninterest expense | 746,000 | 1,498,000 | 2,241,000 | 2,958,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 133,000 | 206,000 | 245,000 | 321,000 |
| Income tax | 0 | 0 | 0 | -1,559,000 |
| Net income | 133,000 | 206,000 | 245,000 | 1,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,758,000 | 5,830,000 | 5,870,000 | 7,116,000 |
| Total capital | 6,326,000 | 6,426,000 | 6,490,000 | 7,805,000 |
| Risk-weighted assets | 45,116,000 | 47,431,000 | 49,391,000 | 55,508,000 |