Call reports 2012
COMMERCE BANK, THE — 2012
What COMMERCE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 53,469,000 | 55,810,000 | 64,005,000 | 67,626,000 |
| Total loans | 34,529,000 | 36,939,000 | 43,409,000 | 46,039,000 |
| Allowance for loan losses | 685,000 | 791,000 | 839,000 | 915,000 |
| Securities available for sale | 5,298,000 | 5,068,000 | 4,887,000 | 4,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,514,000 | 50,178,000 | 56,201,000 | 60,318,000 |
| Interest-bearing deposits | 38,574,000 | 38,739,000 | 44,599,000 | 48,447,000 |
| Noninterest-bearing deposits | 8,940,000 | 11,439,000 | 11,602,000 | 11,871,000 |
| Equity capital | 5,848,000 | 5,521,000 | 5,636,000 | 5,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 536,000 | 1,072,000 | 1,671,000 | 2,390,000 |
| Interest expense | 99,000 | 190,000 | 279,000 | 368,000 |
| Net interest income | 437,000 | 882,000 | 1,392,000 | 2,022,000 |
| Noninterest income | 115,000 | 166,000 | 532,000 | 772,000 |
| Noninterest expense | 582,000 | 1,316,000 | 2,071,000 | 2,905,000 |
| Provision for loan losses | 0 | 109,000 | 174,000 | 174,000 |
| Pretax income | -30,000 | -377,000 | -321,000 | -285,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -30,000 | -377,000 | -321,000 | -285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,879,000 | 5,532,000 | 5,588,000 | 5,624,000 |
| Total capital | 6,312,000 | 5,998,000 | 6,124,000 | 6,202,000 |
| Risk-weighted assets | 34,377,000 | 37,037,000 | 42,154,000 | 45,939,000 |