Call reports 2011
COMMERCE BANK, THE — 2011
What COMMERCE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 48,451,000 | 49,609,000 | 52,991,000 | 51,714,000 |
| Total loans | 36,074,000 | 35,286,000 | 34,227,000 | 34,623,000 |
| Allowance for loan losses | 1,029,000 | 886,000 | 892,000 | 886,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,027,000 | 45,222,000 | 48,593,000 | 45,760,000 |
| Interest-bearing deposits | 39,843,000 | 38,212,000 | 41,487,000 | 39,321,000 |
| Noninterest-bearing deposits | 4,184,000 | 7,010,000 | 7,106,000 | 6,439,000 |
| Equity capital | 4,384,000 | 4,333,000 | 4,345,000 | 5,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,113,000 | 1,650,000 | 2,154,000 |
| Interest expense | 129,000 | 240,000 | 352,000 | 462,000 |
| Net interest income | 445,000 | 873,000 | 1,298,000 | 1,692,000 |
| Noninterest income | 47,000 | 95,000 | 193,000 | 238,000 |
| Noninterest expense | 537,000 | 1,062,000 | 1,571,000 | 2,065,000 |
| Provision for loan losses | 0 | 2,000 | 4,000 | 74,000 |
| Pretax income | -45,000 | -96,000 | -84,000 | -209,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -45,000 | -96,000 | -84,000 | -209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,384,000 | 4,333,000 | 4,345,000 | 5,912,000 |
| Total capital | 4,816,000 | 4,750,000 | 4,754,000 | 6,320,000 |
| Risk-weighted assets | 33,946,000 | 32,895,000 | 32,257,000 | 32,162,000 |