Call reports 2009
COMMERCE BANK, THE — 2009
What COMMERCE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 60,452,000 | 62,053,000 | 56,601,000 | 56,437,000 |
| Total loans | 52,023,000 | 49,829,000 | 47,418,000 | 44,179,000 |
| Allowance for loan losses | 937,000 | 1,171,000 | 1,160,000 | 1,338,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,164,000 | 55,916,000 | 51,761,000 | 51,666,000 |
| Interest-bearing deposits | 49,859,000 | 47,172,000 | 47,255,000 | 45,731,000 |
| Noninterest-bearing deposits | 4,305,000 | 8,744,000 | 4,506,000 | 5,935,000 |
| Equity capital | 6,204,000 | 6,012,000 | 4,749,000 | 4,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 859,000 | 1,648,000 | 2,429,000 | 3,167,000 |
| Interest expense | 361,000 | 677,000 | 942,000 | 1,180,000 |
| Net interest income | 498,000 | 971,000 | 1,487,000 | 1,987,000 |
| Noninterest income | 52,000 | 141,000 | 210,000 | 291,000 |
| Noninterest expense | 535,000 | 1,085,000 | 1,607,000 | 2,125,000 |
| Provision for loan losses | 103,000 | 433,000 | 445,000 | 643,000 |
| Pretax income | -88,000 | -406,000 | -355,000 | -490,000 |
| Income tax | -34,000 | -160,000 | 1,154,000 | 1,154,000 |
| Net income | -54,000 | -246,000 | -1,509,000 | -1,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,016,000 | 4,783,000 | 4,749,000 | 4,689,000 |
| Total capital | 5,618,000 | 5,373,000 | 5,312,000 | 5,219,000 |
| Risk-weighted assets | 47,854,000 | 46,636,000 | 44,476,000 | 41,582,000 |