Call reports 2006
COMMERCE BANK, THE — 2006
What COMMERCE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Total assets | 10,205,000 | 12,762,000 | 20,772,000 |
| Total loans | 2,922,000 | 9,460,000 | 15,521,000 |
| Allowance for loan losses | 38,000 | 142,000 | 232,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 2,109,000 | 5,458,000 | 13,570,000 |
| Interest-bearing deposits | 1,828,000 | 3,878,000 | 12,147,000 |
| Noninterest-bearing deposits | 281,000 | 1,580,000 | 1,423,000 |
| Equity capital | 7,549,000 | 7,292,000 | 7,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Interest income | 51,000 | 255,000 | 554,000 |
| Interest expense | 5,000 | 41,000 | 134,000 |
| Net interest income | 46,000 | 214,000 | 420,000 |
| Noninterest income | 27,000 | 46,000 | 62,000 |
| Noninterest expense | 718,000 | 1,188,000 | 1,654,000 |
| Provision for loan losses | 38,000 | 142,000 | 232,000 |
| Pretax income | -683,000 | -1,070,000 | -1,404,000 |
| Income tax | -232,000 | -362,000 | -553,000 |
| Net income | -451,000 | -708,000 | -851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Tier 1 capital | 7,317,000 | 6,930,000 | 6,596,000 |
| Total capital | 7,355,000 | 7,063,000 | 6,801,000 |
| Risk-weighted assets | 4,485,000 | 10,614,000 | 16,376,000 |