Call reports 2016
SUNRISE BANK DAKOTA — 2016
What SUNRISE BANK DAKOTA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 64,605,000 | 62,270,000 | 61,908,000 | 63,085,000 |
| Total loans | 36,832,000 | 41,281,000 | 41,837,000 | 41,669,000 |
| Allowance for loan losses | 505,000 | 508,000 | 515,000 | 533,000 |
| Securities available for sale | 14,177,000 | 13,037,000 | 11,884,000 | 11,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,647,000 | 52,689,000 | 52,152,000 | 54,523,000 |
| Interest-bearing deposits | 45,366,000 | 42,951,000 | 42,850,000 | 43,198,000 |
| Noninterest-bearing deposits | 12,281,000 | 9,738,000 | 9,302,000 | 11,325,000 |
| Equity capital | 6,684,000 | 6,917,000 | 7,074,000 | 7,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 559,000 | 1,163,000 | 1,801,000 | 2,433,000 |
| Interest expense | 85,000 | 175,000 | 269,000 | 369,000 |
| Net interest income | 474,000 | 988,000 | 1,532,000 | 2,064,000 |
| Noninterest income | 36,000 | 67,000 | 105,000 | 135,000 |
| Noninterest expense | 314,000 | 622,000 | 938,000 | 1,249,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 36,000 |
| Pretax income | 190,000 | 421,000 | 681,000 | 914,000 |
| Income tax | 8,000 | 17,000 | 28,000 | 37,000 |
| Net income | 182,000 | 404,000 | 653,000 | 877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,623,000 | 6,801,000 | 6,995,000 | 7,163,000 |
| Total capital | 7,110,000 | 7,300,000 | 7,492,000 | 7,661,000 |
| Risk-weighted assets | 38,968,000 | 39,916,000 | 39,820,000 | 39,816,000 |