Call reports 2013
SUNRISE BANK DAKOTA — 2013
What SUNRISE BANK DAKOTA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 64,219,000 | 63,404,000 | 58,754,000 | 54,080,000 |
| Total loans | 25,859,000 | 24,611,000 | 22,059,000 | 23,245,000 |
| Allowance for loan losses | 471,000 | 475,000 | 479,000 | 483,000 |
| Securities available for sale | 19,480,000 | 23,214,000 | 24,397,000 | 23,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,385,000 | 57,964,000 | 53,075,000 | 48,437,000 |
| Interest-bearing deposits | 47,610,000 | 46,027,000 | 43,094,000 | 38,871,000 |
| Noninterest-bearing deposits | 10,775,000 | 11,937,000 | 9,981,000 | 9,566,000 |
| Equity capital | 5,616,000 | 5,225,000 | 5,462,000 | 5,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 493,000 | 983,000 | 1,455,000 | 1,908,000 |
| Interest expense | 93,000 | 176,000 | 248,000 | 315,000 |
| Net interest income | 400,000 | 807,000 | 1,207,000 | 1,593,000 |
| Noninterest income | 30,000 | 56,000 | 92,000 | 119,000 |
| Noninterest expense | 257,000 | 526,000 | 788,000 | 1,062,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 170,000 | 331,000 | 502,000 | 638,000 |
| Income tax | 7,000 | 14,000 | 19,000 | 26,000 |
| Net income | 163,000 | 317,000 | 483,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,275,000 | 5,384,000 | 5,505,000 | 5,589,000 |
| Total capital | 5,604,000 | 5,706,000 | 5,792,000 | 5,931,000 |
| Risk-weighted assets | 26,148,000 | 25,599,000 | 22,802,000 | 27,225,000 |