Call reports 2009
SUNRISE BANK DAKOTA — 2009
What SUNRISE BANK DAKOTA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 38,698,000 | 38,222,000 | 36,912,000 | 38,856,000 |
| Total loans | 22,582,000 | 23,495,000 | 24,153,000 | 26,092,000 |
| Allowance for loan losses | 431,000 | 437,000 | 446,000 | 481,000 |
| Securities available for sale | 10,213,000 | 10,288,000 | 9,941,000 | 9,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,450,000 | 33,965,000 | 32,470,000 | 32,951,000 |
| Interest-bearing deposits | 29,239,000 | 28,977,000 | 27,322,000 | 27,253,000 |
| Noninterest-bearing deposits | 5,211,000 | 4,988,000 | 5,149,000 | 5,698,000 |
| Equity capital | 3,957,000 | 3,928,000 | 4,121,000 | 4,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 556,000 | 1,097,000 | 1,654,000 | 2,215,000 |
| Interest expense | 177,000 | 350,000 | 510,000 | 660,000 |
| Net interest income | 379,000 | 747,000 | 1,144,000 | 1,555,000 |
| Noninterest income | 31,000 | 65,000 | 92,000 | 127,000 |
| Noninterest expense | 238,000 | 500,000 | 754,000 | 1,005,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 61,000 |
| Pretax income | 163,000 | 294,000 | 455,000 | 616,000 |
| Income tax | 2,000 | 2,000 | 7,000 | 6,000 |
| Net income | 161,000 | 292,000 | 448,000 | 610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,635,000 | 3,628,000 | 3,737,000 | 3,896,000 |
| Total capital | 3,922,000 | 3,929,000 | 4,043,000 | 4,226,000 |
| Risk-weighted assets | 22,804,000 | 23,916,000 | 24,373,000 | 26,232,000 |