Call reports 2008
SUNRISE BANK DAKOTA — 2008
What SUNRISE BANK DAKOTA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 32,355,000 | 33,369,000 | 32,699,000 | 34,908,000 |
| Total loans | 20,239,000 | 20,998,000 | 20,798,000 | 22,769,000 |
| Allowance for loan losses | 437,000 | 446,000 | 446,000 | 422,000 |
| Securities available for sale | 5,819,000 | 6,760,000 | 6,525,000 | 9,047,000 |
| Securities held to maturity | 2,049,000 | 2,271,000 | 2,470,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,629,000 | 29,624,000 | 28,891,000 | 29,184,000 |
| Interest-bearing deposits | 23,801,000 | 24,782,000 | 23,868,000 | 23,612,000 |
| Noninterest-bearing deposits | 4,829,000 | 4,842,000 | 5,023,000 | 5,572,000 |
| Equity capital | 3,443,000 | 3,301,000 | 3,493,000 | 3,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 544,000 | 1,073,000 | 1,610,000 | 2,146,000 |
| Interest expense | 208,000 | 412,000 | 604,000 | 786,000 |
| Net interest income | 336,000 | 661,000 | 1,006,000 | 1,360,000 |
| Noninterest income | 30,000 | 57,000 | 85,000 | 115,000 |
| Noninterest expense | 243,000 | 464,000 | 689,000 | 926,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 111,000 |
| Pretax income | 114,000 | 236,000 | 375,000 | 438,000 |
| Income tax | 5,000 | 9,000 | 19,000 | 21,000 |
| Net income | 109,000 | 227,000 | 356,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,268,000 | 3,286,000 | 3,415,000 | 3,476,000 |
| Total capital | 3,520,000 | 3,546,000 | 3,668,000 | 3,754,000 |
| Risk-weighted assets | 19,967,000 | 20,620,000 | 20,037,000 | 22,101,000 |