Call reports 2007
SUNRISE BANK DAKOTA — 2007
What SUNRISE BANK DAKOTA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 28,194,000 | 28,895,000 | 30,369,000 | 33,261,000 |
| Total loans | 18,697,000 | 18,603,000 | 19,386,000 | 21,189,000 |
| Allowance for loan losses | 432,000 | 405,000 | 416,000 | 425,000 |
| Securities available for sale | 5,522,000 | 5,588,000 | 6,212,000 | 5,732,000 |
| Securities held to maturity | 1,944,000 | 2,144,000 | 2,089,000 | 2,149,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,991,000 | 25,705,000 | 24,910,000 | 29,535,000 |
| Interest-bearing deposits | 20,904,000 | 21,762,000 | 20,796,000 | 21,637,000 |
| Noninterest-bearing deposits | 4,087,000 | 3,944,000 | 4,114,000 | 7,898,000 |
| Equity capital | 2,940,000 | 2,881,000 | 3,040,000 | 3,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 505,000 | 993,000 | 1,509,000 | 2,057,000 |
| Interest expense | 195,000 | 407,000 | 622,000 | 848,000 |
| Net interest income | 310,000 | 586,000 | 887,000 | 1,209,000 |
| Noninterest income | 18,000 | 40,000 | 63,000 | 87,000 |
| Noninterest expense | 230,000 | 437,000 | 657,000 | 885,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 89,000 | 171,000 | 266,000 | 375,000 |
| Income tax | 2,000 | 5,000 | 17,000 | 22,000 |
| Net income | 87,000 | 166,000 | 249,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,995,000 | 2,972,000 | 3,055,000 | 3,158,000 |
| Total capital | 3,221,000 | 3,197,000 | 3,293,000 | 3,421,000 |
| Risk-weighted assets | 17,911,000 | 17,836,000 | 18,845,000 | 20,907,000 |