Call reports 2005
SUNRISE BANK DAKOTA — 2005
What SUNRISE BANK DAKOTA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 25,787,000 | 25,367,000 | 24,915,000 | 27,877,000 |
| Total loans | 15,577,000 | 15,584,000 | 15,629,000 | 17,387,000 |
| Allowance for loan losses | 362,000 | 371,000 | 380,000 | 386,000 |
| Securities available for sale | 5,828,000 | 5,607,000 | 5,365,000 | 5,065,000 |
| Securities held to maturity | 1,939,000 | 2,050,000 | 1,895,000 | 1,935,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,070,000 | 22,131,000 | 21,434,000 | 24,762,000 |
| Interest-bearing deposits | 18,454,000 | 18,291,000 | 17,788,000 | 19,317,000 |
| Noninterest-bearing deposits | 4,616,000 | 3,840,000 | 3,646,000 | 5,445,000 |
| Equity capital | 2,500,000 | 2,557,000 | 2,578,000 | 2,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 383,000 | 763,000 | 1,148,000 | 1,552,000 |
| Interest expense | 89,000 | 184,000 | 289,000 | 411,000 |
| Net interest income | 294,000 | 579,000 | 859,000 | 1,141,000 |
| Noninterest income | 20,000 | 41,000 | 61,000 | 80,000 |
| Noninterest expense | 211,000 | 418,000 | 643,000 | 856,000 |
| Provision for loan losses | 10,000 | 18,000 | 27,000 | 41,000 |
| Pretax income | 93,000 | 184,000 | 250,000 | 324,000 |
| Income tax | 3,000 | 11,000 | 10,000 | 18,000 |
| Net income | 90,000 | 173,000 | 240,000 | 306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,633,000 | 2,617,000 | 2,681,000 | 2,702,000 |
| Total capital | 2,807,000 | 2,817,000 | 2,866,000 | 2,914,000 |
| Risk-weighted assets | 13,719,000 | 15,814,000 | 14,603,000 | 16,761,000 |