Call reports 2004
SUNRISE BANK DAKOTA — 2004
What SUNRISE BANK DAKOTA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 24,345,000 | 25,008,000 | 24,856,000 | 25,258,000 |
| Total loans | 15,064,000 | 16,198,000 | 16,017,000 | 16,936,000 |
| Allowance for loan losses | 333,000 | 342,000 | 352,000 | 360,000 |
| Securities available for sale | 5,022,000 | 4,839,000 | 4,879,000 | 4,815,000 |
| Securities held to maturity | 1,795,000 | 1,875,000 | 1,786,000 | 1,786,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,600,000 | 21,562,000 | 21,030,000 | 22,280,000 |
| Interest-bearing deposits | 18,349,000 | 18,095,000 | 17,674,000 | 17,790,000 |
| Noninterest-bearing deposits | 3,251,000 | 3,467,000 | 3,356,000 | 4,490,000 |
| Equity capital | 2,511,000 | 2,364,000 | 2,527,000 | 2,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 347,000 | 717,000 | 1,097,000 | 1,490,000 |
| Interest expense | 85,000 | 169,000 | 256,000 | 347,000 |
| Net interest income | 262,000 | 548,000 | 841,000 | 1,143,000 |
| Noninterest income | 22,000 | 48,000 | 71,000 | 92,000 |
| Noninterest expense | 181,000 | 382,000 | 585,000 | 795,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 94,000 | 196,000 | 300,000 | 404,000 |
| Income tax | 0 | 5,000 | 5,000 | 13,000 |
| Net income | 94,000 | 191,000 | 295,000 | 391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,449,000 | 2,443,000 | 2,544,000 | 2,542,000 |
| Total capital | 2,621,000 | 2,628,000 | 2,733,000 | 2,738,000 |
| Risk-weighted assets | 13,627,000 | 14,640,000 | 14,616,000 | 15,488,000 |