Call reports 2003
SUNRISE BANK DAKOTA — 2003
What SUNRISE BANK DAKOTA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 22,238,000 | 22,800,000 | 23,004,000 | 23,152,000 |
| Total loans | 14,033,000 | 14,623,000 | 14,413,000 | 14,653,000 |
| Allowance for loan losses | 309,000 | 319,000 | 328,000 | 337,000 |
| Securities available for sale | 3,965,000 | 3,534,000 | 3,545,000 | 3,736,000 |
| Securities held to maturity | 1,635,000 | 1,880,000 | 1,845,000 | 1,845,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,586,000 | 20,063,000 | 20,282,000 | 20,510,000 |
| Interest-bearing deposits | 17,414,000 | 17,744,000 | 17,180,000 | 17,067,000 |
| Noninterest-bearing deposits | 2,172,000 | 2,319,000 | 3,102,000 | 3,443,000 |
| Equity capital | 2,376,000 | 2,460,000 | 2,448,000 | 2,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 364,000 | 726,000 | 1,082,000 | 1,431,000 |
| Interest expense | 105,000 | 202,000 | 293,000 | 379,000 |
| Net interest income | 259,000 | 524,000 | 789,000 | 1,052,000 |
| Noninterest income | 21,000 | 42,000 | 66,000 | 85,000 |
| Noninterest expense | 215,000 | 414,000 | 662,000 | 905,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 56,000 | 134,000 | 166,000 | 196,000 |
| Income tax | 2,000 | 8,000 | 8,000 | 8,000 |
| Net income | 54,000 | 126,000 | 158,000 | 188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,298,000 | 2,370,000 | 2,402,000 | 2,366,000 |
| Total capital | 2,464,000 | 2,541,000 | 2,570,000 | 2,532,000 |
| Risk-weighted assets | 13,133,000 | 13,521,000 | 13,280,000 | 13,145,000 |