Call reports 2002
SUNRISE BANK DAKOTA — 2002
What SUNRISE BANK DAKOTA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 21,824,000 | 21,644,000 | 22,002,000 | 22,939,000 |
| Total loans | 14,055,000 | 13,945,000 | 14,100,000 | 14,372,000 |
| Allowance for loan losses | 335,000 | 273,000 | 285,000 | 299,000 |
| Securities available for sale | 3,012,000 | 3,664,000 | 3,882,000 | 3,394,000 |
| Securities held to maturity | 1,315,000 | 1,275,000 | 1,275,000 | 1,350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,281,000 | 18,985,000 | 19,276,000 | 20,293,000 |
| Interest-bearing deposits | 17,105,000 | 17,052,000 | 16,839,000 | 16,760,000 |
| Noninterest-bearing deposits | 2,176,000 | 1,933,000 | 2,437,000 | 3,533,000 |
| Equity capital | 2,248,000 | 2,347,000 | 2,419,000 | 2,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 387,000 | 767,000 | 1,143,000 | 1,517,000 |
| Interest expense | 145,000 | 278,000 | 404,000 | 519,000 |
| Net interest income | 242,000 | 489,000 | 739,000 | 998,000 |
| Noninterest income | 25,000 | 51,000 | 77,000 | 100,000 |
| Noninterest expense | 204,000 | 404,000 | 606,000 | 828,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 73,000 |
| Pretax income | 48,000 | 106,000 | 168,000 | 200,000 |
| Income tax | 3,000 | 10,000 | 13,000 | 9,000 |
| Net income | 45,000 | 96,000 | 155,000 | 191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,199,000 | 2,250,000 | 2,309,000 | 2,274,000 |
| Total capital | 2,371,000 | 2,427,000 | 2,492,000 | 2,445,000 |
| Risk-weighted assets | 13,574,000 | 14,061,000 | 14,500,000 | 13,540,000 |