Call reports 2016
PETEFISH, SKILES & COMPANY — 2016
What PETEFISH, SKILES & COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 172,486,000 | 174,102,000 | 170,564,000 | 170,002,000 |
| Total loans | 106,874,000 | 102,987,000 | 103,817,000 | 106,428,000 |
| Allowance for loan losses | 860,000 | 769,000 | 757,000 | 772,000 |
| Securities available for sale | 40,246,000 | 47,050,000 | 46,508,000 | 45,011,000 |
| Securities held to maturity | 434,000 | 439,000 | 445,000 | 450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,674,000 | 144,996,000 | 139,884,000 | 142,433,000 |
| Interest-bearing deposits | 117,961,000 | 123,869,000 | 120,342,000 | 120,132,000 |
| Noninterest-bearing deposits | 22,713,000 | 21,127,000 | 19,542,000 | 22,301,000 |
| Equity capital | 24,192,000 | 24,435,000 | 24,537,000 | 23,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,690,000 | 3,349,000 | 5,058,000 | 6,774,000 |
| Interest expense | 143,000 | 289,000 | 440,000 | 591,000 |
| Net interest income | 1,547,000 | 3,060,000 | 4,618,000 | 6,183,000 |
| Noninterest income | 281,000 | 668,000 | 959,000 | 1,576,000 |
| Noninterest expense | 1,317,000 | 2,710,000 | 3,946,000 | 5,167,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 80,000 |
| Pretax income | 511,000 | 1,016,000 | 1,609,000 | 2,520,000 |
| Income tax | 4,000 | 13,000 | 22,000 | 31,000 |
| Net income | 507,000 | 1,003,000 | 1,587,000 | 2,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,687,000 | 19,756,000 | 19,870,000 | 20,131,000 |
| Total capital | 20,547,000 | 20,525,000 | 20,627,000 | 20,903,000 |
| Risk-weighted assets | 119,364,000 | 118,819,000 | 122,494,000 | 123,351,000 |